Foreclosure
Could you lose your home? Let's fight for it together
Falling behind on your mortgage doesn't mean you've already lost your home. With bankruptcy there are options to stop the foreclosure. Let's talk today.
✔ Bilingual attorney · ✔ 20+ years of experience · ✔ Chicago & all suburbs
Don't lose hope — or your home
Foreclosure is the process a bank uses to take your home when you fall behind on payments. It's frightening, but it's not the end. Many families keep their homes when they ask for help in time.
How bankruptcy can help
- Chapter 13: stops the sale and gives you up to 5 years to catch up on the mortgage
- Automatic stay: filing bankruptcy stops the sale immediately
- Chapter 7: if you decide to let the home go, it helps you start over without the leftover balance
Every situation is different. In your free consultation we review your case and tell you honestly which option is best for you.
Frequently asked questions
How do I stop a foreclosure?
A Chapter 13 plan lets you catch up on missed payments, and filing bankruptcy stops the sale immediately thanks to the automatic stay.
Can I still save my home if the process already started?
Often, yes. Even if you've already received court papers, there are still options. But timing is key — call as soon as possible.
Does Chapter 13 stop the sale of my home?
Yes. As soon as it's filed, the automatic stay stops the sale and gives you up to 5 years to get current on your mortgage.