Car repossession
About to lose your car? There are options
Without a car, getting to work becomes nearly impossible. Before they take it (or if they already did), call us: with bankruptcy it can often be fixed.
✔ Bilingual attorney · ✔ 20+ years of experience · ✔ Chicago & all suburbs
Don't let them take your way to work
Repossession happens when you fall behind on payments and the lender takes the car. In Illinois, they can often do it without warning you first. For many families, losing the car means losing the way to get to work and take the kids to school.
How we help
- Still have the car: a Chapter 13 helps you catch up and keep it
- Already taken: sometimes it can be recovered, especially if you act fast
- In some cases, the total you owe on the car can be lowered
- If a balance is left over, bankruptcy can wipe it out
Timing matters a lot in these cases. The sooner you call, the more options you'll have.
Frequently asked questions
Can they take my car without warning?
In Illinois, if you fall behind on payments, the lender can often take the car without warning you first. That's why it's important to act before that happens.
Can I get my car back if it was already taken?
Sometimes, yes — especially if you act fast. A Chapter 13 bankruptcy can help you get it back and catch up. Call us right away.
How do I keep my car?
Chapter 13 lets you catch up on missed payments through a plan, and in some cases even lower what you owe. That way you keep your car.